Military and veterans benefits associations offer inexpensive alternatives when converting Servicemembers Group Life Insurance (SGLI) or Veterans Group Life Insurance (VGLI).

Veterans Group Life Insurance (VGLI) is a program of post-separation group term insurance which allows veterans to convert their Servicemembers' Group Life Insurance (SGLI) coverage to renewable term insurance. Members of the military with full-time SGLI coverage are eligible for VGLI upon release from service.

Military and veterans benefits associations offer inexpensive group term life insurance to veterans, active duty military, DOD contractors, reservists, national guard, federal employees, and first responders.

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Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires coverage at the previous rate of premiums.

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